Commercial banks are the most diversified of our nation’s depository institutions. This is because they have the broadest asset and liability powers among the different types of depositories. Generally, the larger the bank, the more diversified their asset and liability structure. In this course, we’ll discuss the types of assets banks may hold, and why. We’ll go over bank lending practices with commercial and industrial firms and the various types of business and consumer loans banks can offer. We’ll talk about bank liabilities and capital, as well as capital requirements. Lastly, we’ll go over asset and liability structures.