According to the Department of Justice, identity theft and identity fraud refer to all types of crime in which someone wrongfully uses another person’s personal data in some way that involves fraud or deception, typically for economic gain. If you pay attention to the news, there’s often reports of large banks or companies being hacked and thousands of personal records being compromised. In fact, you’ve likely had your debit card replaced at least once or twice as a result of your bank being proactive when they suspect your account might have been compromised. Unfortunately, identity theft has become commonplace. In this course, we’ll go over the different ways that your financial standing may be impacted as a result of identity theft. We will also discuss credit bureaus, how to protect yourself, and what to do if your identity is stolen.